Specializing in car insurance, homeowner insurance, life & business insurance in Minneapolis St. Paul, Minnesota and Wisconsin
Minnesota Insurance Service Agency

MISA - Minnesota Insurance Service Agency - we look for the best car insurance, homeowner insurance,
business insurance, and life insurance coverage to fit your needs and budget.


                The Hartford Products
Minnesota Insurance Service Agency (MISA), located next to the Red Roof Inn in Woodbury, MN, is a full service insurance agency specializing in car insurance, home insurance, life insurance, and commercial insurance in Woodbury, Minneapolis – St. Paul, Minnesota & Wisconsin. Along with care insurance and home insurance, we provide insurance quotes for your condominium, RV, motorcycle, boat, and ATV.

Choosing an independent insurance agency like Minnesota Insurance Service Agency for car insurance and home insurance offers many advantages. Instead of being locked into the rate offered by one insurance company like State Farm Insurance, Allstate Insurance, Farmers Insurance, or American Family Insurance, an independent insurance agent can compare rates from several insurance companies. We determine your needs and compare rates with top rated insurance companies such as Acuity Insurance, AAA Insurance, State Auto Insurance, Foremost, Progressive, and Western National Insurance.
Discussing Insurance Needs
Your car insurance coverage is important!
Car/Auto Insurance Car insurance covers you when unexpected events happen due to the operation of a motor vehicle. If you are hurt, if you hurt someone else, if your car is damaged by a collision or vandalism, or if you run into a deer; when unforseen events happen, your car insurance policy should be there to cover your loss exposures. The time you spend to understand the car insurance coverage needed to protect yourself and your family is worth its weight in gold. Keep in mind that insurance dollars can often be saved by combining car insurance & home insurance with the same company.
Learn about:
  • Basic Car Insurance Liability: Bodily Injury — Physical Damage
  • Car Insurance: Comprehensive Coverage — fire, theft, windstorm, hail
  • Car Insurance Collision Coverage
  • Get a car insurance deductible analysis
  • Car Insurance: Options — towing, rental reimbursement, etc.

Homeowner Insurance Have your Minnesota or Wisconsin Home Insurance rates jumped? Home nsurance companies in Minnesota and Wisconsin are facing a number of difficult issues. In the 1970's and early 1980's, homeowner insurance rates were seldom increased. But in the last 10 years, increasing home insurance catastrophic losses, underinsured properties, and a other factors have led to large losses for home insurance companies. Home insurance credit scoring and claims also factor into home insurance rates.
Learn about:
  • Home Insurance — Policy Limits, replacement cost vs. ACV, etc
  • Home Insurance Deductibles — Get a cost/benefit analysis
  • A new factor in home insurance; Wind – Hail Deductibles
  • Home Insurance — Coverage Enhancements
Burning house
Life Insurance Needs
Life Insurance The life insurance you have at work is all you need, right? The answer for most people is, "Probably not!" Life insurance at work may be a great fringe benefit, but it's inexpensive because it's usually not available when it's needed. Your car insurance or home insurance can replace your car or home, but it can't replace you. A thorough life insurance needs analysis will highlight the factors that should be considered.

A mortgage company requires home insurance. The state and/or bank requires auto insurance. But, you may never have a car insurance or home insurance claim. Although none of us like to think about it, no one lives forever. Life insurance costs more as we age, so making the right life insurance decisions earlier rather that later will increase the benefits available to you and save you money. Minnesota Insurance Service Agency (MISA) will help you complete a “needs analysis” and thoroughly review the options available to you.



Business Insurance if you're in business for yourself, you know what it means to be independent. But you can't be an expert in everything. Call MISA for a review of your general liability insurance, property insurance, and Workers Compensation insurance exposures.
Most business owners are good at what they do and wanted to be independent. But no one is an expert at everything and you may not understand insurance. As a business owner, you have unique property, liability, and car insurance exposures that need special attention. Your business insurance may have to cover your employees. Minnesota Insurance Service Agency can offer a range of quotes for business insurance, business auto insurance, and workers compensation insurance from preferred insurance companies. We look forward to working with you.
Discussing Insurance Needs
 
Car Insurance | Home Insurance | Life Insurance | Business Insurance | Restaurant Insurance
Technology Insurance | Workers Compensation Insurance
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Minnesota Insurance Service Agency, Inc.; DBA MISA; DBA Midwest Insurance Service Agency
Our goal is to offer our clients the highest quality insurance assistance available!